The personal training account victim of its success


Employment policy

(Employment policy is based on mechanisms created as needs arise, which sometimes remain unknown long after their creation. How effective are they against unemployment? It is not always evaluated. The world publishes a series of articles on job aids, to try to estimate what we know about them – their initial objective, their results.)

Will the personal training account (CPF) be restricted? In order to reduce its impact on public finances, the executive discreetly tabled, at the end of 2022, an amendment to the 2023 finance bill, establishing a remainder to be paid by beneficiaries. Faced with the bronca of the social partners and elected officials, including within the majority, the implementing decree, which must in particular set the amount of this remaining charge, is still in the drawers.

The objective of the device

A probably temporary status quo for this system, born under the Hollande presidency, as part of the 2014 vocational training reform. Linking the right to training to the person and no longer to his job, the objective of the CPF was to encourage working people to train more, and throughout life, in order to fight against unemployment. It replaced in another form the individual right to training (DIF).

The CPF, which can be mobilized directly by an application, can be used to finance the driving license or language training, for example.

The CPF makes it possible to finance qualifying or certifying training, a skills assessment or even a validation of acquired experience (VAE), without having to go through your employer. It can be used to finance the driving license or language training, for example. After the election of President Macron in 2017, the very young system was reformed. Since 2019, the CPF is no longer expressed in number of hours but in euros and can be mobilized directly by an application.


Since 2019, a full-time or at least half-time employee has had his account funded up to 500 euros per year of work (or 800 euros for workers with little or no qualifications or with disabilities), within the limit of a ceiling of 5,000 euros (8,000 euros for those with little or no qualifications or with disabilities). Below, the allocated budget is calculated according to the working time. In the public sector, the system differs. The authorization of the employer remains necessary and the CPF remains credited in hours: 25 hours per year, up to a maximum of 150 hours.

Unblocking the CPF is relatively simple: the applicant selects a training course on the website or the ad hoc application and books the desired session. After acceptance of his file by the organization, the financing of his training is automatically debited from his CPF. Other actors can help the beneficiary finance his training: his employer, the skills operators (OPCO), Pôle emploi, the regional council, etc. The file is put together entirely online.

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